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Capital On Your Terms. Funding On Your Timeline.

When growth opportunities arise, your capital partner should say "yes." AscendEdge Lending helps small and mid-sized businesses unlock fast, flexible funding without personal guarantees, credit checks, or delays.

From $25,000 to $5 million approved in minutes — and funded the same day.

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Explore Capital Programs

Capital Programs

Whether you need cash for expansion, payroll, or inventory — we've got a solution built for speed and simplicity.

Revenue-Based Working Capital
Fast capital based on your monthly deposits. No credit score required.
Fast capital based on your monthly deposits. No credit score required.
Growth Term Loans (5–10 Years)
Structured, long-term capital for strategic business moves.
Structured, long-term capital for strategic business moves.
Equipment Financing
Up to 100% of new or used equipment costs covered.
Up to 100% of new or used equipment costs covered.
Trucking & Transportation Loans
Finance up to 2 trucks without PGs or credit checks.
Finance up to 2 trucks without PGs or credit checks.
eCommerce & Amazon Inventory Funding
Buy full inventory now. Pay back based on future revenue.
Buy full inventory now. Pay back based on future revenue.
Short-Term Bridge Capital
3–24 month terms to help you cover gaps or act fast.
3–24 month terms to help you cover gaps or act fast.
Invoice Factoring
Convert outstanding receivables into same-day working capital.
Convert outstanding receivables into same-day working capital.
Debt Consolidation
Streamline your business debts into one manageable payment.
Streamline your business debts into one manageable payment.
PO Financing
We front supplier costs so you can fulfill large orders stress-free.
We front supplier costs so you can fulfill large orders stress-free.
Commercial Real Estate Loans
Finance, refinance, or expand with terms up to 30 years.
Finance, refinance, or expand with terms up to 30 years.
Revenue-Based Working Capital
Fast capital based on your monthly deposits. No credit score required.
Fast capital based on your monthly deposits. No credit score required.
Growth Term Loans (5–10 Years)
Structured, long-term capital for strategic business moves.
Structured, long-term capital for strategic business moves.
Equipment Financing
Up to 100% of new or used equipment costs covered.
Up to 100% of new or used equipment costs covered.
Trucking & Transportation Loans
Finance up to 2 trucks without PGs or credit checks.
Finance up to 2 trucks without PGs or credit checks.
eCommerce & Amazon Inventory Funding
Buy full inventory now. Pay back based on future revenue.
Buy full inventory now. Pay back based on future revenue.
Short-Term Bridge Capital
3–24 month terms to help you cover gaps or act fast.
3–24 month terms to help you cover gaps or act fast.
Invoice Factoring
Convert outstanding receivables into same-day working capital.
Convert outstanding receivables into same-day working capital.
Debt Consolidation
Streamline your business debts into one manageable payment.
Streamline your business debts into one manageable payment.
PO Financing
We front supplier costs so you can fulfill large orders stress-free.
We front supplier costs so you can fulfill large orders stress-free.
Commercial Real Estate Loans
Finance, refinance, or expand with terms up to 30 years.
Finance, refinance, or expand with terms up to 30 years.

How It Works

Simple. Streamlined. Same Day.

01

Apply in Minutes

No hard pull. No obligations. Just your business basics and recent bank statements.

02

Get Approved Fast

Revenue-based underwriting with decisions in under 10 minutes.

03

Receive Funds

Sign online and get funded in as little as a few hours.

Who We Serve

AscendEdge Lending supports U.S.-based businesses in:

  • Construction & Contracting
  • Transportation & Logistics
  • Retail & eCommerce
  • Healthcare & Clinics
  • Manufacturing & Distribution
  • Hospitality & Restaurants
  • Professional Services

If you generate $10K+ in monthly revenue, we can likely help.

Our Approach

We built AscendEdge to cut through the noise.

  • Revenue-first underwriting
  • No personal guarantees
  • No credit checks
  • No complicated paperwork
  • Rates starting at 0.8% per month
  • 100% paperless & U.S.-based team

We've helped thousands of small businesses get the edge they need to grow. Yours could be next.

Help Center

FAQs What do I need to qualify?

3–6 months of recent business bank statements.

No hidden fees. No PGs. No hard credit pulls.

Yes. Payroll, marketing, equipment, rent — it’s your capital.

Same-day in many cases. Some deals fund in just hours.

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Get Approved

Start your application in under 60 seconds. No pressure. No obligations.

Capital On Your Terms. Funding On Your Timeline.

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Have questions? Need help applying?

Email: info@ascendedgelending.com

  • Phone: (917) 475-1155
  • Hours: Monday–Friday | 9am–6pm EST

AscendEdge Lending

  • 44 Wall Street, Suite 502
  • New York, NY 10005

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